Key Highlights
- Jaiz Bank Plc's shares have jumped 75.37% month-to-date in February as of pre-market open on February 26, 2026.
- The stock has climbed over 200% quarter-to-date, rising from N4.55 to above N14.
- The surge follows the release of unaudited FY 2025 results, reporting a pre-tax profit of N31.3 billion, a 28.43% year-on-year increase.
- In FY2025, Jaiz Bank's investment income grew to N52 billion from N44.3 billion in 2024.
- Total assets grew by 19.05% to N1.2 trillion, with Sukuk investments forming the largest portion at N489.4 billion.
Shares of Jaiz Bank Plc have experienced a remarkable surge on the Nigerian Exchange, jumping 75.37% month-to-date as of pre-market open on February 26, 2026. This rally is attributed to strong trading activity, with over 354 million shares exchanged so far in February, nearing January’s volume of 373 million shares.
The stock's performance quarter-to-date reveals an even more impressive climb of over 200%, increasing from N4.55 to above N14, positioning it for potentially its strongest quarter on record.
This intensified surge followed the bank's release of its unaudited FY 2025 results, which showcased a pre-tax profit of N31.3 billion, marking a significant 28.43% increase year-on-year.
In FY2025, Jaiz Bank reported substantial growth in investment income, rising to N52 billion from N44.3 billion in 2024. A breakdown of the total investment income reveals the following contributions:
- Sukuk investments: N37.4 billion
- Interbank placements: N8.1 billion
- Trading assets: N6.4 billion
Total income for the period stood at N74.7 billion, which included N3.2 billion in net fees and commissions. With total expenses amounting to N43.3 billion, the pre-tax profit settled at N31.3 billion.
Jaiz Bank's strongest full-year performance on the Nigerian Exchange remains 2023, when the stock delivered a 133% return to investors. Since 2022, the bank has maintained positive momentum, which accelerated further in early 2025 due to improved earnings.
On December 30, 2024, Jaiz Bank successfully raised N10.04 billion through a private placement of over 10 billion shares on the Nigerian Exchange, which aided in meeting Central Bank recapitalisation requirements.
The financial results also indicated that in FY2025, cash and cash equivalents increased to N389.1 billion from N381.1 billion, while total equity stood at N68.3 billion. Total assets grew by 19.05% to N1.2 trillion, with Sukuk investments forming the largest portion at N489.4 billion.
Investors seemingly capitalized on a brief pullback below N8 as an opportunity to buy, thereby reinforcing the existing bullish momentum. After surpassing the resistance level at N8 on February 16th, the shares experienced a sharp acceleration, reaching levels above N14.